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Advice About Fashion You Will Not Find Elsewhere

Understanding fashion can help you to look and feel your best. If you have a bad fashion sense and are unhappy with your look, this article will be of great benefit to you. Read on to learn a number of fashion tips that will help you to improve your style and look.

Wear cropped pants in a more flattering way by choosing capris, pedal pushers, and bermuda shorts that do not fall at the widest part of your calf. Choose pants that end above the knee or closer to the ankle. You should also avoid flared styles to keep your look streamlined.

Keep a pair of lightweight, inexpensive ballet flats in the bottom of your handbag or briefcase. In the event that you break a heel, develop a blister, or simply need to give your feet a break, you will be prepared without compromising your style. Choose a neutral color that matches the majority of your wardrobe to prevent clashing.

A good fashion tip is to select your clothing for the day based on color. You don’t want to step outside with your shirt and shorts clashing because they’re complimentary colors. Experiment with different color combinations and see which colors you like and which color combinations you don’t like so much.

Your beauty kit does not need an overabundance of makeup in it. It is best to change the colors seasonally, rather than keep everything in it at all times. Consider your needs for day and evening applications. Makeup can rot like any other organic material. It can also grow germs if it sits for a long time.

Be sure that you are being strategic when choosing how much skin you want to show. This is important because you need to be sure that you are not going past what is considered tasteful when it comes to the amount of coverage you have. A great way to judge this is to accentuate just one feature of your body.

A great way to help you look your best is to keep a good stock of button down white cotton shirts. This is important because not only do they go with many different other pieces, they are also safe for nearly every occasion and extremely easy to take care of.

One easy fashion tip is to just be more confident. No matter how good your clothes look, you will not truly look fashionable unless you wear your clothes with confidence. You need to carry yourself with the utmost confidence. This is one simple way that you can take your fashion to the next level.

Clean out the closet. When you stick to looks you know work, you’ll have a better wardrobe. If you closet is cramped or cluttered, your fashion choices will be hindered. Sift through everything and toss things you don’t wear regularly, find flattering or that don’t fit you well. Having several pieces that are versatile is better than hanging on to old clothes.

Do not automatically trust a size label. Always try on clothes before buying them. Sizes can be all over the place. Every brand has its own fit. If you buy clothes online, use their size chart. Also make sure that all of the clothing you buy can be returned.

When purchasing jeans, go for timeless looks. For example, classic straight leg or boot cut jeans never go out of style. Opt for either of these styles in either a dark denim or slightly faded to remain in style throughout the years. By opting for these styles, you will always be in style no matter the current fashion.

Do not be afraid to be unique. Although high school beats into our heads that everyone should be the same, the truth is that being unique is vital for success in any area. Lady Gaga is a prime example. Uniqueness is a good thing. You should never try to hide it.

Stay fashionable by being quirky in some way. Leave your hair messy, pop a couple buttons on your shirt or wear shoes that do not match your outfit exactly. Nobody looks perfect, so if your style includes a little chaos, your unique fashion sense can make you stand out.

A good tip if you’re trying to improve your fashion sense is to take it easy on the logo designs if you’re keen on certain brands. It looks silly when you’re always wearing a shirt with a big fat logo on the front. Subtlety is the key here so you might want to tone it down sometimes.

If you have curly hair, you know that humid weather can cause it to frizz. Be sure to use a good conditioner after you wash your hair. Blot dry with a towel and then add a little serum containing silicone to your style. Alternately, you could use styling cream. Serum is a little heavy for some types of hair and may cause a chemical buildup.

Make sure that you dress for each occasion you attend appropriately. If you go to a big fancy dinner, you are going to want to make sure that you wear nice formal attire. However, if you are going to a simple outing with friends, then you don’t have to go all out.

If you are going to a evening formal event, then a black suit is a wonderful choice. However, an event in the afternoon or mid-day calls for more pleasant colors. People wearing black during the day are usually undertakers, priests, secret agents or funeral attendees. If you are not aiming at this persona then you should avoid black suits in the daytime.

Stay away from fitted clothes if you are carrying a bit of extra weight around the middle. Try and hide that little belly with regular clothes. Rather, wear clothes that are loose-fitting and provide you with a leaner silhouette.

As was mentioned earlier, having a keen sense of fashion will allow you to look your best. After reading the tips and advice contained in this article you should no longer be lost when it comes to fashion. Apply all that you have learned and improve your own look and style.

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New Novel Explores World in the Philippines

Virginia Cantorna’s Dark on the Inside is a long overdue novel. The Philippines is an often-overlooked topic in World War II studies as well as fiction. Dark on the Inside fills that gap wonderfully, and it helps that Cantorna is herself Filipino, her parents being immigrants to Hawaii from the Philippines after World War II. Consequently, Cantorna grew up hearing stories about the war and her ethnic background makes her the perfect person to tell the compelling story of the Ugale family during the Japanese invasion. https://cooksspot.com

Like most Americans, I was largely clueless about the history of the Philippines. Cantorna puts everything into context quickly for readers so they are never confused about events or the political and historical background of the novel. Many may not know that the United States basically conquered the Philippines by taking it from Spain during the Spanish-American War. While the United States promised the Filipinos their independence, instead, it held the Philippines as a colony with a continual promise of self-government until World War II. Then the Japanese invaded the island.

Dark on the Inside opens with the dramatic moment when the Japanese invade. Cantorna, however, rather than giving us a dramatic invasion scene, shows us how the war affects one family who live on another part of the island where the invasion occurs; they learn the news by word of mouth and the radio. The Ugales consist of an aging mother and father, two daughters, Liling and Glory, who are our main characters, and their two brothers, Bartolome, who is married and lives separately from the family, and Felipe “Boy”, who has gone to work in Hawaii. Liling and Glory are both well into their twenties and past the typical age of marriage. Liling has a fiancé, Raul, in the village, while Glory has a secret lover.

The chapters are told in first person by different characters, but primarily, the narrators are the sisters or the men they are in love with. The war quickly intrudes into the characters’ lives when the Ugale sisters go fishing, hoping to catch a glimpse of the man Glory is in love with. A hairy Japanese soldier and his subordinate come to the river to bathe, frightening the girls, and leading to future conflict.

Conflict exists in the girls’ relationships as well, largely spurred on by the role of religion in the village. When Glory finds herself pregnant by her lover and he then disappears, she is forced to endure the shame and guilt the Catholic priest inflicts on her as she tries to raise her son alone. Meanwhile, Liling worries about her fiancé’s safety after he gets a job driving for the US Army.

Cantorna does a wonderful job of peeling back the layers of all the underlying tension in the novel. For example, the Americano doctor holds a high social standing in the community and both Liling and Glory work for him, and yet, they resent that while he is kind to them, he also seems to feel himself superior to the local “Brownies.” The Japanese, however, are far worse and commit horrific atrocities among the Filipinos, including a nighttime attack upon the Ugales’ village, which becomes known as “The Event.”

The Japanese invasion caused US General Douglas MacArthur to leave the Philippines but utter his famous words, “I shall return.” Later in the novel when he does return with troops, the Filipino characters hate the Japanese so much that one of the American-born Japanese soldiers, who works as a translator for the US Army, gets killed by Liling and Glory’s brother because he is mistaken for one of their Japanese enemies.

Throughout the novel, the various characters are deftly portrayed, and amid the horrors of war, we see moments of internal family conflict as well as tender moments, much of which surround Liling and Glory’s father, who tends to beat his wife and adult children, but then gradually becomes more tender as he develops a special relationship with Glory’s son.

Horror as well as hope for a better day pervade the story. The war destroys some of the characters; when they are not getting killed by bullets or bombs, the living nightmares they have witnessed eat away at them until they slowly lose their minds. Others, however, find in the aftermath of the war that a better life may await them if they immigrate to Hawaii.

Altogether, Dark on the Inside is a novel about strong people who have to overcome tragedy to create better lives for themselves. It is a book to put on the shelf beside modern classics like The Color Purple and The Joy Luck Club that also show people dealing with issues of war, racial prejudice, domestic violence, and ultimately, the hope that can spring from times of trauma. I am so glad that Cantorna has given the Philippines and its people their due by writing this novel and bringing alive a piece of World War II that deserves to be remembered and we can all learn from.

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Time Tested Ideas You Can Use To Make The Clock Your Friend

Learning to more effectively manage your time each day can vastly improve the life of you and everyone in your household. Unfortunately, not everyone realizes that there really are effective ways to do just that. Keep reading to learn more about the best techniques for maximizing each day and staying happy all the while.

Try using the calendar feature on your cell phone to manage your time. Since most people carry their cell phones with them at all times, you will always have your schedule with you. This will help you improve your life because you will never miss another appointment or important date.

If you want to become an expert at time management, you have to develop a strategy for dealing with distractions. An extraneous problem can make it hard (or even impossible) for you to complete the work you need to do. Try setting aside a fixed portion of your working day for distractions. As they come up, make a note of them and deal with them only when their time has come.

Create a to-do list every morning before you begin your work. Sometimes time is eaten up in the day simply because you don’t have a plan. Even a light sketch of a plan, like a simple to-do list is enough to save you precious minutes, even hours, during the day.

Try eliminating distractions in your life if you’re always running out of time for things. For example, it’s difficult to finish a report for your boss if your email is constantly dinging and cell phone always ringing. Turn off technology and learn to tune out distractions. You should be able to focus much better!

Look into taking a time management class. Maybe you just aren’t sure how to organize your time. Taking a class can help you figure out what is important and what isn’t. You can find these classes at local colleges and even online. Usually they are low cost or even free.

Do not rush through your day. If you rush through things and make mistakes, it is going to take you far longer to fix those mistakes than it would have for you to do it right the first time. Slow and careful work will be more productive than rushed, sloppy work.

In order to properly manage your time, you need to get enough sleep. A huge part of time management is concentration and without a good night’s sleep, it is going to be difficult to focus on anything. Sleep at least 7 to 8 hours a night without any interruptions.

A great tip for self-improvement is to only follow up with clients when absolutely necessary. If you can pass on follow up calls onto a subordinate, then do so. You need to handle what is most important for you and delegate effectively. This will go a long way with managing your time.

When you have too much to do, don’t do it all. Look at your to do list and see what you can delegate to others. Anything that can be reasonably passed on to friends, family and subordinates at work all should be. Always do your best, and never use delegation as an excuse to slack off, but make sure everyone is pulling their weight.

Sometimes, better time management can be as easy as having a clock within your line of vision. There are many times when you get so engrossed in the task at hand that you can lose track of time. If you have a large clock right in front of you, it will help keep you aware of your usage of time.

There is nothing wrong with the word “NO”. You can easily stress your self out by taking on too much. You must be willing to say no to tasks that are going to throw your day into chaos. If you can get to the task on a later day, so be it. Otherwise, stick to your priorities.

Think about making lists. Lists will help you make sure that you get certain things done. That way, you don’t need to worry about anything that isn’t on the list. Lists create a streamlined plan that you have to take care of, and that will help you to prioritize and get the most important things done.

Divide bigger tasks into smaller tasks. Do one part of the task at a time, take a break, and then get back to another part of it. By trying to complete one huge task at the same time, you are going to quickly become frustrated and get nothing done. Dividing it into parts will help you stay focused.

For people who have trouble managing their time, one of the biggest problems is they cannot say “no.”� Sometimes you cannot say “yes”� to everyone. When you do, it becomes impossible to manage your own time and your own life. Learn how to say “no”� every once in a while and your life will start to run smoothly.

To cultivate a better sense of time management, you need to start with the big picture. Take a week or two to log everything you spend your time on. What you want is an hour-by-hour breakdown of how you do your work. Review your log carefully and identify the places where you’re spending more time than is strictly necessary.

Explore the time management method known as “Pomodoro.” The method of Pomodoro advises people to do 25 minutes of work and then rest around five minutes. This keeps you from feeling overworked. You’ll also work well, and that will help you finish what you have to do, so you can go on with life.

It is impossible to overstate the positive impact that solid time management skills can have on your life. Not only will you feel calmer each day, you will have more time to do the things you truly love, not just the things you must get done. Hopefully this article has gotten you off to a great start.

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Time Management Tricks For The Busy Person

Are you someone who feels that there isn’t enough time each day to accomplish all your tasks? Are you often late for meetings and other appointments? This is often the result of a lack of time management skills. The end result of this is typically lots of stress. If organizing your life and managing your time with ease are important to you, read on.

When you find yourself constantly late and missing deadlines, consider getting a bigger clock and putting it in a place where it stares you down all the time. Studies show that when people can see a clock during the day, they mentally gravitate toward more time-saving efforts! Try this at home and the office to better manage your time.

Interruptions need to be considered as you draft a schedule. If you have tasks and appointments to do after each other without factoring in something like unexpected calls, your day could be thrown off. You can keep on track when you prepare for certain interruptions.

Don’t stress over unexpected problems – make a to-do list prior to starting work. Pre-planning can reduce your stress and help you feel more organized. When you do this, your mind will be at ease and it helps you face each day.

When time is really of the essence, keep any sort of social media out of your workspace. Social media can be an extreme time suck, literally eating minutes and hours if you aren’t careful. To truly focus, you’ll need privacy away from these sites. It may be tempting to take a look, but remember how efficient you’ll be without it!

In order to manage your time well, you need to develop a good sense for the prioritization of the different tasks assigned to you. If you can tell whether or not a new task is urgent, you’ll be able to slot it into an appropriate space in your schedule. By giving more attention to the most urgent jobs you have, you’ll become more productive and more efficient.

List everything that you’re trying to get done each day, and keep tasks prioritized in the order that they need to get done. Begin the day by starting at the first item on your list and working your way down to the bottom. If you have trouble recalling your tasks, make a copy of the list to keep with you.

If you need peace and quiet to manage your time better, consider hanging up some do not disturb signs. A few simple signs, especially in a busy office environment, can alert those around you that your time is currently off limits. It’s not at all rude to put up these signs. In fact, most people will appreciate the hard work that you are doing.

Sometimes, time management problems arise because you do not say “no”. When you take on more than you can handle, of course you will not finish all of your tasks on time. When a new task is thrust upon you and you already have a full schedule, either give a firm “no” or defer the task to a later period of time.

One of the most basic time management techniques is a to-do list. Sunday night, write down everything you need to do in the coming week. The simple fact that you put it on paper should help you sleep since the list is outside of your head. Monday, just focus on starting the list, not finishing. You likely will never finish your weekly list, but just having it on paper makes it constantly manageable.

Managing a home, family and career can be very demanding. It is essential that you create a realistic plan that will help you organize your time and your energy effectively. If your children are old enough, assign age-appropriate household duties to them, and realize you are helping them learn to manage their time also.

If you are in charge of a large task, break it down into manageable smaller tasks. This will enable you to concentrate on a small portion of the task without getting overwhelmed. By using this technique, you can ensure that you stay on schedule to complete the larger task.

Consider taking your goal list with you wherever you go. This can serve as a great reminder when you need it. Some of the tasks that you must complete are stressful. It may lead to you forgetting what you next need to do. Having the list with you will help you remain on track with what you have to do.

Get out of the house if you’re finding your concentration lagging. Sometimes a change of location is all that you need to renew your focus and operate much more effectively. It can be a real blessing to time management to change things up a few times during the day.

There is nothing wrong with the word “NO”. You can easily stress your self out by taking on too much. You must be willing to say no to tasks that are going to throw your day into chaos. If you can get to the task on a later day, so be it. Otherwise, stick to your priorities.

Talk to your friends and family about how you feel you’re managing your time. If they can volunteer to pick up the kids or do your grocery shopping (for a small fee of course!), you may find that you can free up some of your time. You can even offer to do some errands for them in return.

Divide bigger tasks into smaller tasks. Do one part of the task at a time, take a break, and then get back to another part of it. By trying to complete one huge task at the same time, you are going to quickly become frustrated and get nothing done. Dividing it into parts will help you stay focused.

Good time management will improve your quality of life. It can help you to reduce stress if you set aside the necessary time for a task. This takes time to learn, but after you learn how to do it, your quality of life will be much better.

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Making Money Off Other Sites With Successful Internet Marketing

We challenge you to try to find a better set of tips about internet marketing elsewhere, because it is highly unlikely. Be sure to read this article first, because the advice written here comes from experts in the field, and is written in a way that you can directly apply to your own situation.

Use offline advertising to get traffic to your site. Because you’re doing internet marketing, you might forget that you have the offline world available to you as well. You have customers all over; they read offline magazines and newspapers. Placing advertising where they already look every day will mean more visitors and ultimately more sales.

To discover who your competition is in a web business, be sure that you’re always actually using the keywords you find and search for others using them. By understanding your competition, you can begin to separate from the pack, by tweaking your campaign, in order to avoid directly competing for rankings.

Get backlinks. These types of links that go back to your site from other sites are some of the best ways to get search engines to notice you and rank your website highly. The more backlinks you can get, the better for your business. Work on getting 5-10 new backlinks everyday and watch your sales rise.

Become a regular figure on blogs and forums in your area of business or specialty. These forums and blog sites are filled with people who will visit your site if you give them reason. Participate in discussions and postings. Build up a network of people who know you and your business online. They will want to check out your site and refer other people to it as well.

When you are marketing a service online, make sure that your website represents your business well. Your website is the front face of your business. When a potential client lands on your website, he should be able to easily find out how your business will fulfill his needs, and why your business is better than the others. Your website has to convince him to stay.

Link up to search engine map sites. This is an important step to increasing visibility locally. Most search engine list their map results as the first to be seen, regardless of where that business lies on their search list ratings. People can also leave reviews on most of these, so make sure to give out positive experiences!

To get the most out of online video as a marketing tool, be an active, involved user. Use video sites as social platforms. Subscribe to other people’s content, comment on their videos and share them with people. This will help you build relationships with potential customers and bring more traffic to your site.

When building a website and attempting to market your business, check how the site looks and functions on multiple browsers. It might work well on Firefox, but have you checked how it handles on Opera, Safari or IE? Even if it’s a less-popular browser, you still want to check how well your site functions on it.

Try not to sound too much like a salesperson when advertising online. People will be turned off quickly if your ads are too pushy, especially on the Internet where your ad can disappear with one click of a mouse. Instead of trying to sell them your idea immediately, simply get their attention. Once they’re interested, they’ll listen to anything.

Creating your own style is very important to your Internet marketing success, so remember not to copy another business’s style if you hope to make it. If you simply rip off the style of your competitors, customers are going to go with your competitor. They have the edge because they’ve been around longer, so be sure to create your own style.

In important tip regarding internet marketing is to be sure that you always keep on top of the latest trends and news regarding the internet. This is extremely important because this is an ever changing medium that can, and will, directly change how you go about marketing your company.

Internet marketing is the absolute best way to make money and the best way to do that is with popular, established search engines. Simply because of popularity and because they store every search and pop up ads based on demographics, it is the easiest to use and most efficient way of sending ads.

If your primary e-mail list includes the first name and last initial of each recipient, be sure to include the first name in the subject line of your sales message. This personal touch separates your brand’s marketing communications from the impersonal spam that most consumers find highly irritating and invasive.

When is the last time you clicked on a screeching, neon flashing banner ad with an animated cartoon animal that had absolutely nothing to do with the product it was advertising? Exactly. Banner ads can be a highly useful and economical internet marketing tool, but your business will be better served by a professional-looking ad that entices and informs the viewer.

To encourage other websites to link to you, regularly link to sites on your own page. When you link to a site, send an email to the site’s owner letting them know that you enjoy their site and that you’ve linked to it from your page. When other sites see your generous linking habits, they’ll be more inclined to link to you.

An important tip regarding Internet marketing is to be sure that prices for goods that you offer not only are competitive, but also do not undercut the entire market. This is important, because you are partially responsible for the value of the product you sell. If you offer it at a lower cost, then others will follow, and you lessen the overall value.

In conclusion, it is unlikely that you did not learn at least a handful of helpful hints from this article. As promised, you were given quite a few ideas to try out. Ideally they will help you notice a difference in your internet marketing success. Use this information, and watch your business succeed.

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Finding The Best Hotels For Great Prices

The worst part about a trip can be the place you stay at. If you have had no luck in the past finding a good hotel, or if you are just looking for solid ideas on where to stay, then you’re in luck! The following article is for anyone interested in knowing how to find that perfect hotel for you. Keep reading for solid tips about hotels.

To make sure that you don’t have an allergic reaction to the soaps and shampoos that you find in hotel rooms, bring your own, particularly if you have sensitive skin. While it’s nice to find the freebies, the rash that sometimes results is quite unpleasant. Take along your own things to keep things clean.

If you’ve left amenities at home, ask the front desk. Often you won’t need to go out to buy things like toothpaste and toothbrushes. The front desk typically has the staples available to customers at no cost whatsoever. Sure it’s only a few dollars saved, but every dollar counts.

If you know that you will need to make phone calls from your hotel room, check to make sure you will have free Wi-Fi service. Rather than using the in-room phone, and getting charged an arm and a leg, use an Internet phone service that is free. For example, both Skype and Line are possibilities.

Bedbugs have become a problem at hotels in recent years, so upon entering your hotel room, check for signs of these critters. Check for stains on bedding and behind walls. If you notice any signs that point to the possible presence of bedbugs, request a different room. Bedbugs can travel home with you in your luggage, causing an unwelcome infestation in your home.

For members of AAA, hotels offer discounts that are exclusive to members. AAA members actually receive hotel discounts at specific hotel chains! You can save 5 percent or more motels and hotels in the US. Over multiple nights, that five percent will really add up.

If you’re training for a marathon and have a weeklong business trip planned, there’s no reason to let your running slip. Look online for local running groups in the city where you are going to stay, and join them for their social runs. If there aren’t many groups, look for local running stores, as they also offer social jogs.

Before you make your hotel reservation, check to see if any fees will be added to your bill. Many hotels charge extra for parking, Wi-Fi and even room cleaning. These charges can make your stay more costly than you anticipated, so be sure to ask about them before you make your decision.

If you are going to stay in a hotel, be sure to give them a call the day before you are due to arrive. Hotels are not responsible for calling guests to confirm their reservation; that is up to the guest. Always call the hotel to be sure your room is still reserved.

Use Twitter to your advantage. Prior to booking your hotel, tweet the property and see if there are any discounts available. Social media is becoming more popular than ever, and hotels use this medium to get the word out about the specials they have out there. If you aren’t very familiar with tweeting, you can simply use the search function on Twitter.

Will your children be staying with you during your next hotel stay? If so, pick a hotel that best suits their needs. This includes amenities of the actual hotel and the location itself. A hotel could be lovely, have an indoor pool, or offer all the cable channels. But, if it’s located in an industrial area or in the part of town with lots of bard, your children may not be pleased.

Figure out what comes with your hotel. Find out if the hotel offers better noise control and views on one side. Ask them about nearby public transportation, restaurants, and if they are near any entertainment or business areas. You should also find out the type of neighborhood they’re in and what their environmental policies are.

To avoid spending $2 or $3 each time you want a soda at a hotel, throw a six- or twelve-pack into the car when you head out on the road. For almost as much money as that one soda, you can have a dozen of them chilling on ice in the room, or in the mini-fridge.

If your hotel offers a kid’s club, and you are considering leaving your child there, take a few precautions. Find out if the staff has undergone background checks and ask about the child to adult ratio. In addition, ask what the procedure is for picking up the child. You want to make sure that someone can’t just walk up and leave with your little one.

It is sometimes possible to save money on your hotel costs by booking a package deal that includes your flight, hotel and rental car. Before you decide what to do, check the prices of the flight, hotel and rental car individually and as part of various packages. Then you can choose the most lucrative deal.

When booking a hotel, make sure you find out whether it has private bathrooms or shared bathrooms. If you have no issues sharing a bathroom with other people outside of your room, then a hotel with a shared bathroom may be fine. However, if you are a pretty private person, then a private bathroom inside the room may be best.

The hotel business is competitive. If you have a bad experience during a hotel visit, let the management know right away. Your comments will help them improve their service and make them into a better chain. Sometimes you may even get room credits as a sign of appreciation from management.

As you can see from the above article, choosing hotels can be complicated especially when you are unfamiliar with what they have to offer. Don’t get caught staying at a bad hotel, use the advice given here to help make your next hotel stay a good one. Keep these tips in mind when you go looking for a place to make reservations.

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the “prediction” you are making

eturn or odds – the ratio between the payout and the stake • outcome – the “prediction” you are making So, for example, you could make at bet as follows: • wager – $10 • payout – $20 • return – 100% • outcome – UFABET

the FTSE (London Stock Exchange Index) to rise between 13:00 and 14:00 today Pretty easy, huh? So why bet on the financial markets? • Because it is easy • Because it less risky than trading (you can bet with as little as $1) • Because it exciting • Because you can make money That last point is important. You *can* make money. But you *can* also lose money, of course. In order to be profitable over the long-term, you need to find low-cost, mis-priced bets. What do we mean by that? Financial betting services are businesses. And like any business, they have expenses to cover and investors to please, and so they try to make money. And they make money by effectively charging “fees” on their bets. Except that they actually do not charge fees (such as $5 a bet) or commissions (such as 2% of the winnings), instead they use a spread or overround (two different ways of looking at the same concept, so we’ll just refer to it as a spread). This spread means that if the fair value of a bet is $x,